Privacy Policy

At InstantLoansDeals Service India Pvt. Ltd  we are committed to protecting the privacy, confidentiality, and security of the personal information of all users (“you”, “your”, “customer”) who engage with our website, mobile application, and loan consultation services. This Privacy Policy explains how we collect, use, store, disclose, and safeguard your information in accordance with applicable Indian laws, including the Information Technology Act, 2000, and relevant data protection guidelines.

By accessing our website or using our services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We collect the following categories of information to provide accurate loan consultation and facilitation services:

1.1 Personal Information

  • Full Name

  • Date of Birth

  • Gender

  • Address & Location Information

  • Email Address

  • Mobile Number

1.2 Financial Information

  • Monthly Income & Employment Details

  • Credit Score / Credit History

  • PAN Number / Aadhaar Number (only when necessary for loan processing)

  • Bank Details (if required by lenders)

  • Loan Requirements (amount, purpose, tenure, etc.)

1.3 Technical & Device Information

  • IP Address

  • Browser Type & Version

  • Device Type

  • Cookies and Tracking Data

  • Usage patterns on our website/app

1.4 Documents Shared

  • Identity Proof

  • Address Proof

  • Income Proof

  • Bank Statements
    (All documents are collected only with your consent for consultation and sharing with lenders.)

2. How We Use Your Information

We use your information only for legitimate business purposes, such as:

2.1 Loan Consultation & Facilitation

  • Assessing your loan eligibility

  • Providing loan product recommendations

  • Sharing your information with potential lenders (only with your approval)

  • Helping you understand terms, charges, and lender requirements

2.2 Communication Purposes

  • Sending updates, alerts, and loan offers

  • Responding to queries, support requests, and service improvements

2.3 Verification & Security

  • Preventing fraud, identity theft, or unauthorized activity

  • Ensuring compliance with legal and regulatory requirements

2.4 Website/App Improvement

  • Enhancing user experience

  • Analytics and performance monitoring

We do not sell or misuse your data under any circumstances.

3. Sharing of Information

We may share your information in the following cases:

3.1 With Registered Lenders

Banks, NBFCs, and financial institutions may receive your data strictly for loan evaluation and processing.

3.2 With Third-Party Service Providers

  • Verification agencies

  • Cloud storage providers

  • Customer support tools
    All vendors follow strict security and confidentiality standards.

3.3 Legal or Regulatory Requirements

We may disclose your information to:

  • Law enforcement

  • Government authorities

  • Courts or regulatory bodies
    only when required under Indian laws.

We never share information without purpose or outside legal boundaries.

4. Data Security

We use industry-standard security measures to protect your information, including:

  • SSL encryption

  • Secure servers

  • Limited employee access

  • Data access monitoring

  • Regular security audits

However, no digital transmission is 100% secure. By using our services, you acknowledge and accept these inherent risks.

5. Cookies & Tracking Technologies

We use cookies, tags, pixels, and similar technologies to:

  • Improve website functioning

  • Personalize user experience

  • Analyze traffic and usage

You may disable cookies through your browser settings, but this may affect website functionality.

6. Your Rights & Choices

As a user, you have the right to:

  • Access personal information we hold about you

  • Update or correct inaccurate data

  • Request deletion of your information (subject to legal requirements)

  • Withdraw consent for data processing

  • Opt-out of promotional communications

To exercise these rights, contact us using the details provided below.

7. Data Retention

We retain your personal information only for as long as necessary to:

  • Provide our services

  • Comply with legal obligations

  • Resolve disputes

  • Maintain business records

Once no longer required, your data is securely deleted.

8. Links to Third-Party Websites

Our website may contain links to external lenders, affiliates, or financial service providers.
We are not responsible for the privacy practices or content of third-party websites.
We encourage you to review their privacy policies before sharing any information.

9. Children’s Privacy

Our services are not intended for individuals under 18 years of age.
We do not knowingly collect personal information from minors.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically.
Any changes will be posted on this page with an updated “Last Updated” date.
Continued use of our services constitutes acceptance of the updated policy.

11. Contact Us

For questions, concerns, or requests regarding this Privacy Policy, please contact:

InstantLoansDeals Service India Pvt. Ltd.